India salary calculator 2026
Calculate your net (take-home) pay in India from your gross monthly salary.
| Pension contribution | -โน240 |
| Income tax | -โน0 |
| Net (take-home) | โน1,760 |
How salary is taxed in India
Income tax in India is progressive: marginal rates rise from 5% to 30% as income grows. Employees also pay social contributions of around 12% of gross salary. A tax-free allowance of about โน75,000 per year is deducted before income tax. The standard VAT rate is 18%. For example, a gross salary of โน46,861 per month leaves about โน40,874 net, after โน364 income tax and โน5,623 in social contributions, an effective deduction rate of 12.78%.
| Annual taxable income | Tax rate |
|---|---|
| Up to โน400,000 | 0% |
| Up to โน800,000 | 5% |
| Up to โน1,200,000 | 10% |
| Up to โน1,600,000 | 15% |
| Up to โน2,000,000 | 20% |
| Up to โน2,400,000 | 25% |
| โน2,400,000 and above | 30% |
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Frequently asked questions
How is net salary calculated in India?
We take your gross pay, subtract social and pension contributions, then apply income tax on the remaining taxable amount. What is left is your net (take-home) pay.
Is this calculator free?
Yes. Every calculator on the site is free, with no sign-up required.
Does it include social security and pension contributions?
Yes. Employee social and pension contributions for India are subtracted before income tax is applied, so the result reflects real take-home pay.
How accurate is the result for India?
It uses the standard rates and brackets for the current tax year in India. Personal allowances, benefits or special deductions in your case may change the final figure slightly.
Can I check take-home pay for different gross salaries?
Yes. Enter any gross amount, or use the quick links above to see common salary levels for India instantly.
Approximate 2026 estimate. Simplified model, verify before relying on it. Not tax advice.
Rates updated June 2026