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NGN 1,000,000 gross salary in Nigeria: net pay

How much is a NGN 1,000,000 gross monthly salary after tax (net, take-home) in Nigeria?

For example, a gross salary of NGN 1,000,000 per month leaves about NGN 783,900 net, after NGN 136,100 income tax and NGN 80,000 in social contributions, an effective deduction rate of 21.61%.

Net (take-home)
NGN 783,900
/month · 21.6% effective deduction rate
Net (take-home)Income taxBreakdown
Pension contribution-NGN 80,000
Income tax-NGN 136,100
Net (take-home)NGN 783,900
Breakdown
Gross salaryNGN 1,000,000
Net (take-home)NGN 783,900
Income taxNGN 136,100
Social contributionsNGN 80,000
Gross per yearNGN 12,000,000
Net per yearNGN 9,406,800
Effective deduction rate21.61%

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How salary is taxed in Nigeria

Income tax in Nigeria is progressive: marginal rates rise from 15% to 25% as income grows. Employees also pay social contributions of around 8% of gross salary. A tax-free allowance of about NGN 800,000 per year is deducted before income tax. The standard VAT rate is 7.5%.

Income tax brackets in Nigeria (2026)
Annual taxable incomeTax rate
Up to NGN 800,0000%
Up to NGN 3,000,00015%
Up to NGN 12,000,00018%
Up to NGN 25,000,00021%
Up to NGN 50,000,00023%
NGN 50,000,000 and above25%

Frequently asked questions

How much is NGN 1,000,000 gross after tax in Nigeria?

For example, a gross salary of NGN 1,000,000 per month leaves about NGN 783,900 net, after NGN 136,100 income tax and NGN 80,000 in social contributions, an effective deduction rate of 21.61%.

What is NGN 1,000,000 gross per month as a yearly salary?

That is NGN 12,000,000 gross per year, roughly NGN 9,406,800 net per year after tax.

How much tax do you pay on a NGN 1,000,000 salary in Nigeria?

About NGN 136,100 income tax plus NGN 80,000 in social contributions per month - an effective deduction rate of 21.61%.

Approximate 2026 estimate. Simplified model, verify before relying on it. Not tax advice.

Rates updated June 2026